Vacant house · Cincinnati
Own a vacant house? Here's what it's really costing you.
Empty houses cost money every month in taxes, insurance, utilities, and upkeep. They also come with risks like break-ins and frozen pipes. Here's how to decide what to do.
Does this sound familiar?
- Nobody has lived there for months or years
- You live far away and worry about it
- Insurance is expensive or was cancelled
- The city sent a vacant building notice
You're not alone, and you're not out of options.
Your options
Every path, including the ones that don't involve selling to us.
- 01
Fix it up and rent it
Possible if you can afford the repairs and want to be a landlord.
- 02
Secure and maintain it
Board it up if needed, winterize it, and arrange regular checks. Expect ongoing costs.
- 03
List with an agent
Vacant homes can be easier to show, but may need repairs and cleaning first.
- 04
Sell as-is
Stop the monthly costs fast. A buyer takes on repairs and city requirements.
Good to know in Ohio and Hamilton County
Cincinnati may require a Vacant Building Maintenance License (VBML) for vacant, boarded buildings, with yearly fees.
Cincinnati Buildings & InspectionsMany standard homeowner policies limit coverage after a home has been empty for 30–60 days. Ask your agent about vacant-property insurance.
General information only, not legal or tax advice. Rules change, so confirm details with the right office or a licensed professional.
Common questions
How much does a vacant house cost to keep?+
Add up taxes, insurance, utilities, lawn care, and repairs. It's often hundreds of dollars a month or more.
Can I sell a house I can't easily visit?+
Yes. Most of the process can be done remotely, including signing at a local notary.
What if there's still stuff inside?+
Some buyers will take the house as-is with belongings left inside.
Is selling to us a fit?
We may be a fit if the house needs work or you're done paying to keep it. If it's ready to rent, renting might make more sense.
Want to talk through your options?
No pressure and no obligation. A real person from our Cincinnati team will reach out to talk through your options, even if that means not selling to us.
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